Review your policy annually so that you're not under or over insured
Get the coverage you need now
Avoid any drugs, alcohol, and cigarettes before an exam, blood or urine test
Divulge ALL relevant health problems to me before finding a company
Only but the term long enough to get you through your working years
Critical illness insurance is coverage that pays a benefit when you have a serious illness. Think of critical illness as catastrophic disability coverage as well as a life insurance policy. Most people that have strokes, heart attacks, cancer, paralysis, kidney failure, and other illnesses live.
Who should own critical illness insurance? Anyone that has a family history of health problems, or can’t afford comprehensive disability insurance.
Who shouldn’t own critical illness? People that only want a comprehensive disability policy.
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