Lower Your Premiums on Critical Illness Insurance
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- Pay your premiums on an annual basis
- Review your policy annually so that you're not under or over insured
- Get the coverage you need now
- Avoid any drugs, alcohol, and cigarettes before an exam, blood or urine test
- Divulge ALL relevant health problems to me before finding a company
- Only but the term long enough to get you through your working years
Critical illness insurance is coverage that pays a benefit when you have a serious illness. Think of critical illness as catastrophic disability coverage as well as a life insurance policy. Most people that have strokes, heart attacks, cancer, paralysis, kidney failure, and other illnesses live.
Who should own critical illness insurance? Anyone that has a family history of health problems, or can’t afford comprehensive disability insurance.
Who shouldn’t own critical illness? People that only want a comprehensive disability policy.
Independent Insurance Agent
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