Your Insurance Company Ratings
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Use the chart below to determine your carriers financial stability. Small insurers are commonly not rated because they do not want to pay the ratings services extortion. But if a company has it's rating lowered to weak or below average, then it may be the time to re examine your policy.
| Rating |
A.M. Best |
S&P |
Moody's |
Duff & Phelps |
| SUPERIOR |
A++, A+ |
AAA |
Aa |
Aaa |
| EXCELLENT |
A, A- |
AA |
A |
Aa |
| GOOD |
B++, B+ |
A |
Bb |
A |
| ADEQUATE |
B, B- |
Bbb
B |
B |
Bbb |
| BELOW AVG |
C++, C+ |
Bb, |
Caa |
Bb |
| WEAK |
C,C- |
B,Ccc |
Ca |
B,Ccc |
| NON-VIABLE |
D,E,Fs |
CC, D |
C |
Dd,Dp |
A.M. Best
is the oldest independent rating agency. Order a report directly over the Internet.
Moody’s
is a rating agency that’s been around since 1909. They look at risk and credit
worthiness. Phone: 212-553-0377
Duff & Phelps
is another well-known independent rating agency that evaluates claims paying ability.
Phone: 312-629-3833
Standard & Poor’s rates the financial stability of insurance companies in a number of categories.
Phone: 212-208-1527
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