Ways To Save On Long Term Care Insurance
- Contact us
and get 2 proposals
- Lower your daily and total maximum benefit amount
- If you're a woman, keep your benefit period to 2 years
- If you're a man, keep your benefit period to 3 years
- Remember 80% of custodial care is in the home
- Consider a tax qualified policy
- Get a policy ASAP, before any kind of medical issue comes up
- Increase your waiting or elimination period
- Verify company ratings
- Reevaluate a company or a policy that’s incredibly cheap
- Don't smoke
- Avoid taking prescribed drugs
- Only use out patient care (no hospital)
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