Questions? use the message board. Temporary Health Insurance Plans Instant Health Insurance Rates Zip Code: It's important you get health insurance ASAP, if you don't already have it. Temporary health insurance is much easier to qualify for than regular health insurance but usually does not cover pre-existing conditions for a period of time. With most temporary health plans, you(r): Can see any doctor you like Deductible is waived for accidents Can use a accept credit card Coverage begins the day your application is approved Easy Yes/No application Around a $2,000,000 maximum benefit Possibly discount vision & dental Things you have to remember with short term coverage: They don't cover pregnancy except for complications They only pay a % of what's fair and reasonable so if your doctor overcharges you, you're responsible for the excess. All rates and quotes are only estimates until officially underwritten DO NOT cancel your current policy yet. It's always better if there's a little overlap between your change in coverage, in case something happens