Subject: Re: Insurance for a New Driver

Comments:
: Insurance for a New Driver : You have to keep in mind that a "permit" holds more weight than maybe 20 or 30 years ago. In many states it really constitutes a RESTRICTED LICENSE meaning by legal definition insurance companies still can and to an extent are REQUIRED to insure you if you pay them and furnish the permit. : There are however many uppity high class insurance companies like State Farm or 21st century that won't insure someone learning who dosen't have a full unrestricted license, but they won't insure anyone for that matter who does not have 3 YEARS of VERIFIABLE, PERFECT (no points, accidents) of licensed driving experience. It is absolutely possible for you to get insurance. Check you phone book and try to find an agent. Depending on how old you are, the rates may be steep.. but yes not every company is going to deny you and WARNING: Your parent's insurance will not neccessarily cover you if you're not SPECIFICALLY LISTED. : In most cases, like what happened to me if there's a problem they aren't even going to ask to see your guardian's license. I know because I was in a major accident two weeks ago, and I have a learner permit and have for almost 20 years. They didn't even care to see my wife's lic. If you're driving, you're are still soley responsible no matter what restrictions are imposed.

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