Posted by Seth on August 13, 2010 at 05:55:20:
An insurance salesmen sold me a plan that covered almost nothing compared to what they promised me. I provided my contact info to an online insurance company. Homeland Health Care took my health information. I wanted a good comprehensive plan that would cover doctors visits, hosptial, etc. They oferred me a plan that covered all major medical expenses. They told me I could cancel this plan anytime, I would have 30 days to review the paperwork and cancel the plan with a full refund of the first premium. I said ok, went through confirmation process (which they recorded). I got the policy in the mail and found that the plan the sold me was unlike what I had ben described. Hand health Care offering "limited benefit" plans that cover very little. When I requested a refund, they said there was a non-refundable $75 fee and that I couldn't get a refund for the first months payment.
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