Subject: Re: Re: Re: Re: Re: Re: Re: Re: Primerica works if you work it!

Comments:
: : I am not "working" for primerica nor am I really against it. A little background on me I am a licensed insurance broker, I used to work for the oldest insurance company in the U.S. I do know a thing or 2 about insurance. I know have a job which I love and make really good money doing. Which is not a MLM, lol. : : : My room-mate has been with Primerica for a short time now. In the past 4 months hes has made some money from "working" there. He goes to all the meetings, sets up appointments and is in fact a great salesman. : : : I didn't like the company, doesn't mean it is bad. But from what I have seen in him, is they keep promising $$$. He like to make fun of me because I work for someone and not myself everyday I hear something about "my financial future is set...is yours?" In my short time on this earth the only thing I know for sure, if you get an education work hard and spend your money in the right way you will "set your finacial future" They tell you things that make your eyes grow big with $$ signs and let you know if other people are not doing this they will not have a future. : : : Is Primerica bad, no, is it for me no. If you take a look at how they make their money, its not from insurance sales. Its from getting people to sign up under them. its from the $25 fee every month to host a website. Its from going into someones home not selling them anything other then their dreams. Right now everyone is struggling with money, even my roommate who is having his gf paying his rent, even though he works from primerica where he will have his financial future set. : : : The whole reason they want families with kids to offer their services to, is to use a scare tactic such as "don't you want your kids going to a nice college" "will your family be set if you die tomorrow" but you know what that is sales. : : : Bottom line if you have no problem "tricking" people to work under you, then promising them money if they get people to work under them then by all means jump and this train and "earn" you financial freedom. : : : Oh and just because you wear business attire all day and talking about money you will make: : : Does not mean you have money : : Let me tell you that primerica is very misleading. I was an agent for 15 years, reached RVP and got the ring. Some things came to light recently that lead to my resignation: : 1. To have the best contract you must be (FULL - TIME). : 2. RVPs (best contract) must open and maintain an office at their own expense : 3. 2 year no contest period if you leave (they are NOT your clients) : 4. RVPs can NOT be employed anywhere else even if it has no conflict to Primerica business. : 5. Captive products - Term is expensive! 27 yr old Female non tobacco, 750K, 20 yr term. Primerica - $67 / American General - $26 : 6. Declines or rated policies leaves the clients NO options. : 7. ONLY 1 annuity product. : 8. Must hit certain number every month as RVP or LOSE that production. : : I can go on and on but isnt that enough? : I dont hate Primerica, they have helped me become who I am today BUT at a very high cost. The good news is I got out. : : They breed on control: : -Everyone else in Financial services are crooks. : -Everyone with a job is unhappy. : -Primerica is different from other MLMs : : How much money has ANYONE really made when you net out expenses (office, seminars, retreats, Tshirts, gas, etc.)? : : Look at this link: : http://www.freecourtdockets.com/docketsummaries/Shane-E-Perry-and-Dannene-L-Perry-1-10-bk-16295-California-Eastern-Bankruptcy-Court-Docket-Case-Summary-78848.htm : : They are the poster children of Primerica and they are financially devastated. : : People are after "the dream" in Primerica but the sad truth is most people are living the nightmare. The majority of friends I have developed in Primerica are RVPs and heroes of the sales force. They are living a lie. Barely able to make office rent every month, creditors on their back, no savings BUT having to sell the dream every week at the opportunity meeting while they are starving. : : I got tired of living a lie. : : PLEASE keep an open mind and see what else is out there if you want a career in financial services. : : Last thing: Ask yourself this question - If Primerica is so good than why doesnt anyone come back after they leave?

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