Subject: Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: Primerica is great

Comments:
: One thing just jumped out at me. You asked: : "How many should get a refund if they received their training and decided to leave?" : No company should EVER charge a fee for training you. Any company charging a fee for training you should be avoided, as this is not a legitimate fee. : In Canada, Primerica was sued in a class action suit led by Cindy Huras alleging that Primerica was in violation of Ontario's labor laws because it did not pay the recruits at least minimum wage during the training process. I can't remember if there was a ruling, or an out of court settlement, but Primerica paid a settlement to each member of the class. : No company should charge you a fee for training you, and no company should charge a fee to join, even if goods or services are given at the time of joining. : The Primerica MLM business opportunity is not a franchise or a brokerage, it is simply work performed for a company under contract. It is a business opportunity only in the loosest sense of the word. Unlike a franchise or brokerage, recruits do not own any part of the Primerica business, and the contracts they make with recruits and clients are contracts between Primerica and the recruit and clients. The recruiter has no control over the people the bring into the company, and no ownership of client or recruit contracts. : Given these circumstances, Primerica is more like a JOB than it is like a business opportunity. Primerica seems to seek to have the benefits of contracted labour, as well as the benefits of employee relationships. : Primerica is not willing to train and pay related expenses of qualifying its representatives, because it is focused on indiscriminate recruiting, and hundreds of thousands of recruits pass through their swinging door, many who don't stand a chance of succeeding in the business. : The Primerica recruiting system is a wide open free-for-all where every recruit is in competition with every other recruit to bring in new warm bodies, and no attention whatsoever is paid to whether or not a chosen target is a good fit for the job. : Success in recruiting does not seem to include recruiting suitable candidates, it's simply a "numbers game" as they call it. Reps are instructed to recruit everyone and hope that a few will stay, and that maybe you'll find the one person who will "explode" your downline. : In the serious and highly competitive business of financial services, this method is simply unacceptable in my view. In my view, it results in substandard services being provided to customers, and the practice of high-pressure, indiscriminate recruiting leaves many people with an expensive disappointing experience. : Leave the MLM methods for the soap companies, and the foot cream companies. Financial Services clients and providers deserve better than this.

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