Subject: Re: Re: Re: Re: life ins

Comments:
: Valid points. : Agent : : : Elizabeth : : : You have to get the change of beneficiary and account forms directly from your carrier. : : : Agent : : : : How do I change my name and my beneficiary on my life ins. policy? : : : : Thanks : : xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx : : FULL EXPLANATION TO HELP YOU. : : Okay Elizabeth, you want to change your beneficiary on your life insurance so you take Agent's advice and you receive the beneficiary change in the mail let's say. : : You complete the form and return it and that's okay for just a simple beneficary change say changing your beneficiary from John Doe to Jane Doe as the poster Agent advised you to do. : : But wait a second, how about say if your beneficiary is a minor? What about if your beneficary squanders money and you don't want them to have the insurance proceeds all at one time? What about if you want a portion of the proceeds to be held by the company at interest until a later date then released? What about if you need to name a trustee for a beneficiary because the beneficiary is a minor and the person who the minor will be going to live with needs money to raise the minor but you can not depend upon that person not to squander the minor's money, so the trustee needs to dole the proceeds out to the person the minor is living with? : : Do you know enough about filing out a beneficiary change form on your own to use the proper wording in the beneficiary form to protect the beneficiary's interest in the proceeds? Of course you don't especially since you need help in changing your beneficary. : : So the safe and proper answer to your question is, contact the company to have a properly trained agent to complete a beneficiary change form for you if it is not just a simple change of beneficiary from a John Doe to a Jane Doe. : : Afterall, the policy is in effect and a renewal commission is being paid to someone on the policy who most likely is the writing agent. That agent is being paid a renewal commission to service your policy account. You are entitled to service on that account at no extra cost to you. Go for what you originally paid for and get it. : : There are some insurance agents who sell life insurance but they don't care to service what they sell and when a policy holder needs service they avoid giving it by telling their clients to call the home office when it comes down to having to service their policy holders. : : Those types of agents usually struggle through their insurance carriers and some of them from time to time even lose their jobs due to not properly performing their service obligations to their clients and/or giving consumers either bad or incomplete insurance advice. : : Now watch the string of attacks directed at me on this board begin just because I added additional input to you before you proceed in changing your beneficiary. : : xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx : : xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx : : toanh : : rllind w

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