Subject: Re: Re: No fault insurance

Comments:
: You are definitely entitled to payment from the other driver's insurance company. : No Fault refers only to the bodily injury portion of coverage. In most states, if your medical bills do not exceed a certain limit and there is no permanent injury, you may not sue. Property damage, as far as I am aware, is never covered under no fault laws. : No fault only makes it easier to recover medical and certain other expenses for minor accidents, because you go through your own insurance company. If your company pays your medical expenses under no fault, they will still go to State Farm for repayment of those amounts. : Advice State Farm there was damage to your vehicle and demand payment. Also--they normally owe you for a replacement vehicle during repairs as well. : Good luck with your claim. : : This is my first accident ever, and my first experience living in a no fault insurance state. Since I have a 10 year old vehicle, I opted to just have liablility and not collision. Yesterday, I was rearended by a driver (State Farm customer by the way). An accident report was filed and I was totally not at fault but the driver that hit me was issued a citation. Basically I think that I am screwed. I'm looking at about 1000 dollars to repair an old but reliable fairly low mileage vehicle. Someone said that I could still be elgible for some kind of payment from the other drivers company. Is there any truth to that, or do tell me, am I truly screwed?

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