Posted by Mike Fleming (12.246.39.124) on August 12, 2003 at 07:04:14:
In Reply to: Re: Seeking info re AFLAC & Supplementary Insurance posted by Agent on December 17, 2002 at 12:42:09:
My wife started a new job about a year ago; an AFLAC agent came to the job, at a Law Firm in Sacramento CA, and touted the insurance and made many claims about the advantages. Unfortunatly, my wife signed up for AFLAC at $92 a month. After approximately four months we noticed the benefits were not their for us and that the expense was too great. My wife tried to cancel the insurance and to our dismay, we learned she was unable to do so. It seems AFLAC has wormed its way into the market using the provisions of ERISA to lock people such as my wife into paying premiums for the full year, despite their want to cancel the insurance. We already have Kaiser and the whole issue has disgusted us with AFLAC which pays nothing out (my wife is pregnant, I have had a hospital visit and a doctors appointment in the past and nothing qualified for any benefit). AFLAC will always mean a fraudulent way to reap in a windfall of money off the backs of employees who can least afford it in a very sneaky and undisclosed way.
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