Subject: Re: Re: Re: does united health care offer any home benifits if I am disabled?

Comments:
: Contact your husband's employer first. Depending upon size, many benefits plans are underwritten by insurance companies, but ADMINISTERED through the employer itself. : The employer can provide you with the benefit description pamphlet (by law they have to provide one, I think in 7 days from a request) which should outline all benefits available under the plan. : I have seen several benefits pamphlets from UHC and IHC and they are quite specific about exactly what is and is not covered. : : : : I HAVE United through my husbands work. I have become disabled and was wondering if any home benifits were covered, such as nursing, cleaning services, equipment etc.. if so, I would really appreciate it if any one could let me know? : : OOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOO : : You need to check with the customer service division of the insurance company who will put you in touch with a specialist at the insurance company. The administrator of the plan at your husband's employer is salaried by your husband's employer and NOT the company. The administrator at you husband's company is not authorized to make any underwriting decisions what so ever if the wording of the benefits in your copy of the master plan is vague. I just wanted to save you some waisted time in your search for accurate information. : : You know, nowdays with all of these psuedo self-appointed insurance advisors running around the Internet making believe they are qualified insurance advisors one has to be careful. One of the best ways is to ask the person who offers you his input what practicle hands on experience they have had as a licensed agent, expecially how long they have held a active valid license. : : OOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOO

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