Re: Re: Dropping us because of a car accident

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Posted by Keith (12.254.234.114) on August 26, 2003 at 07:29:54:

In Reply to: Re: Dropping us because of a car accident posted by NeverAgain on August 24, 2003 at 22:59:26:

Call the company, but even with USAA, one bad accident is enough to cancel you. The points are a non-issue, as it was your son's friend who got into the accident. As long as he had permission to use the car (your son's OK is enough, the kid didn't have to have your OK unfortunately) then USAA is on the hook for the liability and will "count" it against you.

On the brighter side, the accident will not show up on yours or your son's driving record, possibly making getting coverage with another company easier (?) - maybe an agent can comment further on that possibility.


: You have hit and run for starters. Was their bodily injury? How much damage was done? Was your car totalled out? Accidents and tickets get assigned points. If you acquire over a certain amount of points many insurers will elect to non renew you.

: They will probably not drop you outright, but they may elect to non renew you. And you will pay a small fortune to get reinsured somewhere else. If they offer to renew you, I would suggest not quibbling about price as no matter what they offer you, another company will certianly charge more.

: : Will usaa insurance drop us if are teenager let his friend borrow his car and the friend crashed it with a total of 6 cars and then he left the scene of the crime?




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