Subject: Re: Re: War Clause

Comments:
: : On other message boards, there has been a discussion regarding the "War Clause" in a Life Insurance policy. : : In this discussion, one poster, Ken Young (this poster is actually the owner of the message board, and a self-proclaimed expert in this subject matter) makes some assertions, and states some facts that seem to be un-verified. : : In this discussion, he said, and I quote: : : "In response to your second inquiry you will find that ALL insurance companies have a war exclusion in them including Primerica policies. The clause will read in words or a combination of words as follows. "If death should occur due to "Acts of War" regardless if they are declared or undeclared the company will not assume any liability" : : Posters disagreed with him on this statement, saying that "War Clauses" are very rare, if not completely non-existant in policies today. : : When confronted with this, he explained that there was some confusion in the interpretation of his statement, as seen here, in his statement: : : "You are having a problem interpeting the difference between a war clause and an official order signed on November 6, 2003." : : My question to the readers of this board, both to Mr. Young, as well as financial/insurance professionals and experts, is this: : : What "Official Order" is Mr. Young talking about? Who signed it? What is its purpose? : : As a consumer who has Life Insurance, I would like to know if and how this affects my policy. : : Thank You : : FC : xxxxxxxxxxxxxxxxxxxxxxxxxxxx : Okay, I get it. The poster who I was responding to was the same person who I was involved in litigation with. : A judge signed an official order dismissing his lawsuit "with Prejudice". Under the agreement between the both of us for me to let him off the counter lawsuit I had filed he agreed not to interfere in any of my dealings and publications if I would back off of the lawsuit. : Therefore I posted the message saying to him that he seemed to be having a problem just as he was having a problem in meeting his comittment to me in minding his own business. : As a point of information, my participating six-figure life insurance policy that my dividends earned have been paying the premiums for me for at least a dozen years has a war clause in it.

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