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Posted by Ken Young on December 02, 2003 at 17:47:12:

In Reply to: War Clause posted by FC on December 01, 2003 at 13:43:09:

: On other message boards, there has been a discussion regarding the "War Clause" in a Life Insurance policy.
: In this discussion, one poster, Ken Young (this poster is actually the owner of the message board, and a self-proclaimed expert in this subject matter) makes some assertions, and states some facts that seem to be un-verified.

: In this discussion, he said, and I quote:
: "In response to your second inquiry you will find that ALL insurance companies have a war exclusion in them including Primerica policies. The clause will read in words or a combination of words as follows. "If death should occur due to "Acts of War" regardless if they are declared or undeclared the company will not assume any liability"

: Posters disagreed with him on this statement, saying that "War Clauses" are very rare, if not completely non-existant in policies today.

: When confronted with this, he explained that there was some confusion in the interpretation of his statement, as seen here, in his statement:
: "You are having a problem interpeting the difference between a war clause and an official order signed on November 6, 2003."

: My question to the readers of this board, both to Mr. Young, as well as financial/insurance professionals and experts, is this:

: What "Official Order" is Mr. Young talking about? Who signed it? What is its purpose?

: As a consumer who has Life Insurance, I would like to know if and how this affects my policy.

: Thank You
: FC

RESPONSE TO YOUR QUESTION, FC....:)

The official order you are questioning is relevant to an order signed by a Federal Judge.

The order dismisses a bogus lawsuit "with prejudice" against the same poster who brought up the subject matter on my message board on the internet.

As a condition of me withdrawing my justified counter lawsuit against the poster, the poster had agreed he would no longer stick his nose into my publications. He violated that agreement and my bringing up the matter of the dismissal of his lawsuit was a friendly reminder to him to honor his agreement he entered into with me.

There are some people who do not understand the inner workings of confrontations between people who elect to use the Internet as their own personal playtoy and you simply misinterpreted my posting while at the same time those people who were monitoring the litigation knew exactly why I brought up the subject of his violation of his agreement for me to let him off the hook. :)

Now if the sponsor of this board wants the truth to be known then he will allow this post to be posted after he reads it. If it never is posted I will understand.




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