Subject: Re: Re: Re: Re: Re: insurance selling restrictions

Comments:
: Ya know, I've been in the insurance biz for nearly six years now, and one thing I have absolutely learned along the way is that it is extremely easy to spot: : Which agents are in it to make money - period. : Which agents are in it to provide the RIGHT and BEST products to the RIGHT person at the RIGHT time in that persons life. : Individuals in each of those two groups use distinct phrases, words, and respond to questions and discussions in very predictible ways that allows them to be spotted from a mile and a half away for what they are : Guess which group you're in pal? : : : Hi Mike, : : if you are keeping current on today's marketplace, you will know that every major, reputable expert on financial investments is advocating "Buy Term, Invest The Difference" when planning personal life insurance for a client. If you are doing estate planning, Buy/Sell or Cross Purchase agreements, etc. then its likely a permanent product is more appropriate, although you could technically do those with Term if you really wanted to. : : Check out some of the books on the subject of financial planning (like ABC's of Making Money) if you want some more information. : : p.s. You also might want to be careful who you take advice from. Personally, I avoid taking advice from convicted criminals whos initials might be, for example, K.Y.

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