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In Reply to: Re: Re: Re: Re: Re: Career change posted by Enrique on December 04, 2003 at 01:31:16: : "While I can appreciate your input, I am not willing to build a downline, sit in the feel good MLM meetings, etc. I would rather sell than recruit. I have yet to see an MLM that focuses on sales first." : First off, Primerica isnt an MLM. MLMs have two distinct features that Primerica does not have. Primerica is most certainly a MLM. Granted not all of it's income comes from internal consumption but most comes from new recruits and their warm market. Heck of a deal for the RVP, he suckers someone into thinking they are going to build a business while he uses their warm market and leaves nothing for the newly licensed person. They recruit a 100,000+ every year and yet the number of active agents increases by a very small amount. : Neither of those are true at Primerica. If no one actually went out and did financial plans for families and implemented actual business, not a single dollar would be generated. In addition, people who join do not pay their uplines in any way, shape or form. People that join do not pay their upline directly BUT in most offices it is customary for the upline to write the insurance on the new recruit. Therefore, the upline gets the commission. Some offices even insist that the new recruit not write their own business. Don't even mention training reimbursements because 99% of the time they just don't happen. : "It is also my experience, in every MLM I have seen, that their products cost more in order to pay everyone in the upline." : Our products are actually quite competitive. Most people don't realize that we bundle a lot of things into our products (they aren't what you'd call "vanilla" products). For example, we have several riders that we issue *standard* on all Term Life policies. So, comparing our Term to another companies "vanilla" term isnt accurate. Add on those same riders on the other companies policy, and its very close. Hey, Wendy's costs more than McDonalds....
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