Subject: Re: Re: Re: WORKING THE BUSINESS.

Comments:
: : "HOW CAN YOU DO RIGHT FOR THE CLIENT SELLING ONE LIFE INS. PRODUCT?" : : 1) We sell 2. : : 2) Term is always 100% right for our "target market". : : "GIVE UP YOUR BEST LEG IN ORDER TO GET PROMOTED" : : Only when you get promoted to RVP and only once. This is designed so that as people get promoted to RVP, they dont rip out the revenue stream of the current RVP when they go on to open their own office. It is paid back once they, in turn, have some of their own people become RVPs later on. If you have a suggestion on a better way to handle this, go ahead and : post it>>>>>>>>>>>>>>>>>>> I AM GLAD TO SEE THAT YOU FINALLY ADMIT TO HAVING TO LOSE YOUR BEST LEG. : : Note: as an independent, when one of your "agents" decides that they wants to open thier own office to make better comissions, rather than stay "under" you, all of thier business will leave, and you will lose huge.>>>>>>>>>>THEY PROBABLY CAN'T GET THE SAME COMMISSION AS I HAVE. WITH NEW YORK LIFE, BEN FELDMAN WAS THE GREATEST LIFE INS. SALESMAN IN THE WORLD, BUT YET HE HAD THE SAME CONTRACT AS ALL OF THE REST OF THE AGENTS. : : "LEAVE AND YOU LEAVE ALL OF YOUR CLIENTS." : : I still cant fathom why you list this. You are saying that one of the downsides of a business is that if you leave it, you arent in business anymore. Can you say "duh?" Are you saying that in order to be a "good" financial services business, it has to be one where you can work for a short amount of time, then quit? Does that sound like a "good" business to anyone else?>>>>>>>>>>>>>>I AM SAYING, GREENIE, THAT I HAVE SEVERAL HUNDRED CLIENTS. IF I LEAVE MY BROKER/DEALER, ALL THE CLIENTS GO WITH ME TO A NEW BROKER/DEALER. THAT IS NOT LEAVING THE BUSINESS. : : "HAVE A CLIENT RATED UP AND YOU ARE NOT FREE TO TRY AND GET HIM A BETTER RATE." : : "I SELL TERM THAT CIGAR SMOKERS, PIPE SMOKERS, AND PEOPLE WHO CHEW TOBACCO ARE CONSIDERED NON-SMOKERS. NOT WITH PFS." : : "IF I HAVE SOMEONE WHO QUIT SMOKING 13 MONTHS AGO, HE IS CONSIDERED A NON-SMOKER. NOT WITH PFS.">>>>>>>>>>>>>>>>>>DOES PFS CONSIDER SOMEONE WHO SMOKED 2 YEARS AGO, BUT NOT NOW, THE SAME AS A NON-SMOKER? : : Irrelevant. Someone that gets rated, will likely get rated anywhere you go. And if they don't, the insurance company that is not giving that rated quote isn't stable enough to be around for very long. I mean, what kind of idiot underwriters dont rate someone for using cigars, pipes or chewing tobacco, but do rate for cigarettes? I mean, that just screams "morons" to me>>>>>>>>>>>>>>>>>>>>PACIFIC LIFE, PRU., LINCOLN BENEFIT LIFE, AND MANY MORE CONSIDER A PIPE, CIGAR, CHEWER THE SAME AS NON0-TOBACCO. THE SAME AS A NON-SMOKER. : ONE COMPANY MIGHT RATE A CLIENT ,BECAUSE OF CERTAIN HEALTH CONDITIONS, AS TABLE 2, ANOTHER COMPANY STANDARD. I JUST PLACED A $150,000 UL, $13,000 ANNNUAL PREM. RATED TABLE 2 BECAUSE SHE IS 80 YEARS OLD AND A DIABETIC TAKING INSULIN. MOST COMPANIES WOULD TURN HER DOWN. LINCOLN BENEFIT, THINK ALLSTATE, GAVE HER A GOOD RATING SO I WAS ABLE TO PLACE THE BUSINESS. : BUT HOW WOULD KNOW, GREENIE. : YOU ARE THE ONE WHO SWORE THAT PFS WAS NOT A MLM COMPANY. DUH! : : "YOU GUYS ARE IN INSURANCE KINDERGARTEN!" : : Really? Then I guess they must have taught us where the Caps-Lock key was in pre-school...

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