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In Reply to: Primerica Debate posted by Steve on January 24, 2003 at 19:38:56: : I joined Primerica a few months ago and I am convinced. Everything the agents at Primerica have told me seems all quite well and good, but what really makes me realize how consumer-friendly and powerful a business concept Primerica has is the vehement and often incoherent attacks on the company's integrity by characters such as Ken Young. I don't see one other insurance company that has caused such a stir. It seems that in this world, the more noble and principled the intention, the more fierce (and desperate) the opposition. : Primerica really makes the concept of life insurance something that is easily understandable to customers, which is a threat to the complex concepts and confusing documents that traditional companies use to misinform their customers. Primerica also concentrates on logical concepts such as "buy term and invest the difference" and "the theory of decreasing responsibility" where as others often use scare tactics and misleading statements such as "savings vehicle" or "retirement fund" to sell policies at ages and in situations that will not benefit the customer. : I am truely saddened that people often pass up possibly the best opportunity (both for life insurance and/or career change) that they have ever had because they were discouraged by people like Ken Young and others. The "anti-Primerica" crowd needs to realize that the one sale they lost to Primerica 15 years ago is not worth a life of pointless anger and unjustifed revenge. If they would have invested those years in Primerica, they would have been millionares by now. : It is my hope that those who read the messages on this board would understand that the strong views held on both sides of the "Primerica debate" are there because Primerica is revolutionary and good. It is because it's becoming stronger, not weaker. It is because more people are realizing the value of Primerica's products, not less. If Primerica was slowly (or quickly) failing, it would face no opposition, because it's opponents would know i I SELL TERM THAT IS 40% LESS THAN PFS. CAN YOU THINK OF A GOOD REASON TO PAY 40% MORE FOR PURE PROTECTION? AREN'T YOU A GREENIE?? THAN WHAT DO YOU KNOW ABOUT "SHOCK WAVES"? YOU ARE TOO UNINFORMED TO EVEN DEBATE. t was on the road to failure, and not waste the effort to oppose it. Instead, Primerica is succeeding, so much so that it is creating shockwaves throughout the life insurance industry. If that is understood, it can be seen that the very fact that a debate does rage (over Primerica) means that Primerica has already showed it value, and won.
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