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Posted by BBG on January 26, 2003 at 11:04:21:

In Reply to: Re: Re: WORKING THE BUSINESS. posted by JAXX on January 24, 2003 at 23:32:01:

:
: ENRIQUE POSTED THAT A PERSON WHO SMOKED IN THE LAST 5 YEARS WERE CONSIDERED A SMOKER.

Then Enrique was mistaken.

: WHAT ABOUT PIPE, CIGAR, AND CHEWING WITH PFS?

Primerica considers these three to be tobacco use, therefore they will get those rates---not very competitive.