Subject: Re: Re: Re: Re: Deceptive Practices?

Comments:
: I know I'm preaching to the choir, but I realized two things about Primerica. 1) the reason we don't have the lowest rate for term insurance, is because other term companies sell term and cash value at the same time. : >>>>>Primerica is a part of Citigroup right? Doesn't Citigroup offer cash value insurance products? Not much logic in your statement. If Citigroup offers both term and cash value, why cant it keep its prices down like other companies? Also, why does Primerica offer some of the same exact products as Travelers, but at a much higher cost? : A company that rips people off on cash value (i.e. generates a huge profit) can afford to give the few educated people really low cost term, at a loss. Whereas Primerica is fair to everyone, so to stay solvent, their rates have to be a bit higher. : >>>>>Again, no logic here, as Primerica is a part of Citigroup. Or is it OK only to show affiliation to Citigroup when it suits Primerica. : 2) On loans, our rate may be higher, but the actually interest paid is less, because our interest is calculated differently (simple interest). People critisizing our loans always seem to forget that. : >>>>>Here you are not only showing lack of logic, but you are showing lack of product knowledge as well. Please show how Primerica loan interest is calculated differently than all other loans (please use examples). And please show how a loan with higher interest can save you money. (Why not just accelerate payments with the lower interest rate and be out of debt cheaper and sooner?)

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