In Reply to: Re: Re: Re: Re: Re: Re: Deceptive Practices? posted by Logic? on March 11, 2004 at 02:36:50:

:
I have been selling VUL'S since there were VUL'S. Never had one crash.

You say no one retired needs life ins.

What about permanent ins. to fund an ILIT trust for estate purposes? Wealth replacement?

You are in insurance kindergarten!

Having insurance in a vul makes the taxation of the withdrawls tax-free as long as the policy doesn't lapse.

What other investment grows tax-deferred and the provides a tax-free cash flow?

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